Hello!
I’m Erwin Berghuis, Your Expert in Dutch Mortgages
With over 20 years of experience in the financial sector, I specialize in guiding expats and homebuyers through the complexities of the Dutch mortgage process. Whether you’re navigating local regulations, seeking the best financing options, or planning your budget, I provide tailored solutions designed to meet your unique needs.
Let’s work together to make your homeownership journey in the Netherlands seamless, stress-free, and perfectly suited to your goals.
Real Estate
Guiding Expats to Stress-Free Homeownership
Buying a house in a new country is an exciting but complex journey. Navigating local regulations, understanding financing options, and planning your budget can feel overwhelming. That’s where I step in.
With over 20 years of experience helping expats and homebuyers in the Netherlands, I provide independent, personalized advice to guide you every step of the way. From determining your eligibility and contribution requirements to understanding monthly costs and NHG (National Mortgage Guarantee) options, I’ll ensure the financial side is handled seamlessly.
Let’s simplify the process so you can focus on settling into your new home with confidence and ease.
How it Works
Ready to Begin? Let Me Guide You Every Step of the Way.

Initial Consultation
We’ll map out your unique wishes and possibilities together. This is your first step toward understanding your mortgage options and setting clear goals

Documentation Review
Gathering documents can feel daunting, but I’ll guide you through every step to ensure everything is accurate and stress-free.

Customized Advice
Every situation is different. Whether you’re a first-time buyer, an entrepreneur, or an expat, I’ll provide personalized solutions tailored to your financial goals.

Approval and Closing
I’ll handle the final steps, ensuring everything is completed smoothly, so you can relax and enjoy your new home.
CLIENT TESTIMONIALS

Ruan Smit
Working through the Dutch mortgage process felt overwhelming at first, but with Erwin’s help and experience, he broke down every step for us in a clear way. It’s a blessing having someone so experienced and who knows all the ropes of the industry to help us succeed. We highly recommend his services!
Contact Me Today

info@ebmortgages.nl

Office
Gorterlaan 49, 9721Zb Groningen

Business Hours
24/7 Availability

Phone Number
(+31) 6 22023741
We believe every great partnership starts with a conversation. That’s why your first consultation is always free—no strings attached. Let’s discuss your needs, and you can decide if I’m the right fit to guide you through your mortgage journey.
Simply leave your details, and I’ll get in touch. Whether we meet over coffee or virtually, I’m ready to help you take the first step toward your new home.